Posted by : Unknown Saturday, November 30, 2013

1.    The foreign investment promotion board (FIPB) works under the?
     1) RBI
     2) Ministry of External affairs  
     3) Ministry of Finance
     4) SBI       

     5) none

 2.    On 11 September 2013, RBI said the BSBDA account is also applicable to Foreign banks as they are also Scheduled Banks. It provides zero balance accounts to poor people. What is the expansion of BSBDA?
     1)    Basic Savings Bank Dual Account
     2)    Base Savings Bank Deposit Account
     3)    Basic Small Bank Deposit Account
     4)    Basic Savings Bank Deposit Application
     5)    Basic Savings Bank Deposit Account

 3.    In which state the 15000th branch of SBI was opened  `on 17 August 2013.
     1)    West Bengal
     2)    AP    

     3) Kerala
     4)    Tamilnadu    

     5) Haryana

 4.    The involvement of financial intermediary in aiding credit creation without regulatory oversight is called ...
     1)    Virtual banking  
     2)    Common banking
     3)    Unit banking
     4)    Shadow banking
     5)    Yes banking

 5.    On 23 August 2013, RBI sold 48 days CMB to meet the temporary cash flow mismatches of the Government of India. CMB means ....?
     1) Cash Money Bill
     2) Call Management Bill
     3) Cash Management Borrowing
     4) Core Management Bill
     5) Cash Management Bill

 6.    On 8 August 2013, RBI decla-red the ....... sale of government bonds to decrease the liquidity of funds in the market?
     1) monthly    

     2) yearly
     3) bi-monthly    

     4)half yearly          
     5) weekly

 7.    As per the promise given to World Trade Organization earlier, India should allow how many branches of foreign banks in India per year?
     1) 12       

     2) 24      
     3) 45        
     4) 15   
     5) 20

 8.    Mr. Jagdish  originally Indian Citizen goes to Singapore obtains citizenship of Singa-pore and desires to settle there.
     1) He is an NRI     

     2) He is PIO
     3) He is not an NRI
     4) both 1 & 2        

     5) None

 9.    Which of the following banks are planning to launch 'by-invitation-only' branches under Kohinoor brand in 20 cities which will serve affluent customers?
     1) ICICI bank 

     2) Axis bank        
     3) HDFC bank 
     4) SBI
     5) IDBI bank

 10.    On 4 September 2013, Raghuram Rajan  announced constitution of a panel to strengthen monetary policy   framework to be  headed by ....
     1) K.C.Chakravarthy
     2) Anand Sinha  

     3) H.R.Khan
     4) D.Subba Rao 

     5) Urjith Patel

 11.    Nachiket Mor appointed as the head to assess the approach to financial inclusion by ...
     1) SEBI    

     2) GOI     
     3) WTO
     4) RBI    

     5) World Bank

 12.    ...... heads the panel to take a close look at rising NPAs and suggest steps to improve the recovery of bad debts as announced by RBI on 4 September 2013?
     1) H.R.Khan    

     2) Anand Sinha       
     3) K.C.Chakrabarthy
     4) Urjith Patel
     5) Syamala Gopinath

 13.    An outside panel of experts to screen applications for new bank licenses will be headed by ?
     1) Subba Rao       

     2) Kelkar
     3) Bimal Jalan      

     4) Rangarajan           
     5) None

 14.    The aim of the differential rate of interest scheme is to provide concessional loans to?
     1) public sector enterprices
     2) pravite sector enterprices
     3) weaker sections of society
     4) all the above           

     5) none

 15.    The first stock exchange in India was  established in?
     1) Calcutta    

     2) Delhi
     3) Bombay    

     4) Madras
     5) Hyderabad

 16.    Government has decided to start "A set of missions" to address the needs of agriculture development in 12th five year plan. These missions are
     1)    NFSM(National Food Security Mission) & NHM( National Horticulture Mission)
     2)    NMSA(National Mission on Sustainable Agriculture
     3)    NMO (National Missions on Oil seeds & Oil palm)
     4)    NMAET(Mational Mission on Agriculture Extension & Technology)
     5)    All above

 17.    In which of the following countries, The G - 20 Finance Ministers and Central Bank Governors Meeting was held in July 2013?
     1) USA    

     2) China
     3) India    

     4) Germany
     5) Russia

 18.    A method of paperless banking to augment environment conservation through paperless banking transactions, which are also faster than conventional transactions is called .....?
     1) Green Banking Channel
     2) Red Banking Channel
     3) White Banking Channel
     4) Black Banking Channel
     5) All of above

 19.    e-Gift card facility first time introduced by...
     1) Andhra Bank
     2) Kotak Mahendra Bank
     3) Allahabad bank
     4) UBI    

    5) Axis bank

 20.    PMEGP is a credit linked subsidy program to encourage micro enterprises which are being implemented through ……….
     1) KVIC    

     2) SIDBI        
     3) DRDA    
     4) All the above
     5) none of the above

 21.    On 2 September 2013, which bank became the first bank to translate financial literacy curriculum into Gujarati?
     1) ICICI       

     2) SBI
     3) Indian bank       

     4) UBI
     5) Axis

 22.    RBI asked banks to link the disbursal of home loans to ...... on 3 September 2013, as it advised the banks not to go for the upfront disbursal of loans.
     1) value of Market loan
     2)    route map of construction place
     3) stages of construction
     4) HDFC rules of loan disbursal             
     5) None

 23.    To help mutual funds, how much fund borrowing window opened by the RBI recently?
     1) Rs.15,000cr      

     2) Rs.1500cr    
     3) Rs.75,000cr      
     4) Rs.8000cr
     5) Rs.25,000cr

 24.    RBI  made an announcement  on 14th August 2013 to cut down the amount of foreign exchange an Indian may use to invest or spend abroad from the current annual limit of $ 200,000 to ......
     1) $ 1,00,000    

     2) $ 55,000
     3) $ 45,000    

     4) $ 1,75,000
     5) $ 75,000

 25.    On 21 July 2013, RBI reduced realization period for exports  to .....
     1) 21 Months     

     2) 18 Months
     3) 12 Months     

     4) 8 Months
     5) 9 Months

 26.    On which of the following rates China Central Bank lifted the ban on 19 July 2013 to motivate the economy to boost its growth  ?
     1) Deposit rates
     2) Locker rates  
     3) Lending rates
     4) Bank rate    

     5) None

 27.    On which day Indian rupee had shown the lowest value of 68.80 against dollar?
     1) 20 August    

     2) 1 September
     3) 11 August    

     4) 31 July
     5) 28 August

 28.    The government had appointed  Arundhati Bhattacharya as the Chairperson ?
     1) Oriental bank of commerce
     2) SBI    

     3) BOI
     4) Allahabad bank
     5) None  

 29.    FEDAI means
     1)    Foreign Exchange Dealers Association of India
     2)    It is a self regulating body of all authorized dealers in foreign exchange
     3)    It frames ground rules called "FEDAI Rules" for smooth conduct of all forex transactions among member banks
     4)    It promotes the interest of authorized dealers and regulates their dealings with Public / Brokers / RBI and all other bodies
     5) All the above

 30.    Who is the present CMD of Bank of Baroda?
     1) S.L.Bhansal    

     2) S.S Mundra    
     3) M.Narendra    
     4) Ajay Kumar
     5) None

 31.    Head office of Corporation Bank is in ?
     1) Pune    

     2) Hyderabad    
     3) Mangalore    
     4) Delhi
     5) None

 32    All foreign exchange activities (exchange control) in our country are regulated through the following act
     1) RBI Act
     2)    Foreign Exchange Manage ment Act (FEMA)
     3)    Foreign Exchange Regulation Act(FERA)   
     4)    Foreign Trade (Development &Regulation) Act 
     5)    Foreign Contribution & Regulation Act (FCRA)

 33.    PAN is required to be quoted, as per RBI's KYC guidelines if the amount of transaction in cash is:
     1) above Rs.50000
     2) Rs.50000 or above
     3) less than Rs.50000
     4) Rs.10000 and above    

     5) none

 34.    "Good People to bank with"  is the punch line of which bank?
     1) Union Bank of India
     2) IDBI    

     3) HSBC
     4) DBS    

     5) Yes Bank

 35.    "World 's  Local Bank" is the   punch line of ?
     1) Union Bank of India
     2) IDBI    

     3) HSBC
     4) DBS    

     5) Yes Bank

 36.    Which of the following is not an Indian bank?
     1) Union Bank of India
     2) Dena bank    

     3) DBS  
     4) SBI 

      5) UCO bank

 37. 'Under micro credit, credit up to a maximum amount of Rs._____ can be allowed under priority sector:
     1) Rs.10000    

     2) Rs.25000
     3) Rs.50000    

     4) Rs.1 lac
     5) Rs.2 lac

 38.    Who has been appointed as the new Chairperson of the Central Board of Direct Taxes (CBDT)?
     1) Archana Bhargava
     2) Sudha Sharma
     3) Poonam Saxena
     4) Chitra    

     5) None

 39.    India has raised the  ceiling for Foreign Direct Investment in asset reconstruction companies to?
     1) 26%      

     2)74%    
     3) 52%  
     4) 100%     

    5) 50%

 ANSWERS:
  1.3       2.5       3.4      4.4      5.5      6.5       7.1      8.4      9.4    10.5
 11.4    12.3    13.3    14.3    15.3    16.5    17.5    18.1    19.5    20.1
 21.5    22.3    23.5    24.5    25.5    26.3    27.5    28.2    29.5    30.2
 31.3    32.2    33.2    34.1    35.3    36.3    37.3    38.2    39.2


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  1. IBPS Guide: Institute Of Banking Personnel Selection conduct the exam to select candidate for various bank exam to achieve their desired job.

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